需要参4个 可自行定义，必要参数 提现的钱数（$extract[‘extract_price‘]） 用户的open_id（$open_id[‘openid‘]）

$res = $this->sendMoney($extract[‘extract_price‘],$open_id[‘openid‘],‘商城提现‘,‘‘);

function xmltoarray($xml) {
//禁止引用外部xml实体
libxml_disable_entity_loader(true);
$xmlstring = simplexml_load_string($xml, ‘SimpleXMLElement‘, LIBXML_NOCDATA);
$val = json_decode(json_encode($xmlstring),true);
return $val;
}
/**

• [arraytoxml 将数组转换成xml格式（简单方法）:]
• @param [type] $data [数组]
• @return [type] [array 转 xml]
  */
  function arraytoxml($data){
  $str=‘<xml>‘;
  foreach($data as $k=>$v) {
  $str.=‘<‘.$k.‘>‘.$v.‘</‘.$k.‘>‘;
  }
  $str.=‘</xml>‘;
  return $str;
  }
  /**
• [createNoncestr 生成随机字符串]
• @param integer $length [长度]

• @return [type] [字母大小写加数字]
  */
  function createNoncestr($length =32){
  $chars = "ABCDEFGHIJKLMNOPQRSTUVWXYabcdefghijklmnopqrstuvwxyz0123456789";
  $str ="";

  for($i=0;$i<$length;$i++){ $str.= substr($chars, mt_rand(0, strlen($chars)-1), 1);}return $str;

  }
  /**

• [curl_post_ssl 发送curl_post数据]
• @param [type] $url [发送地址]
• @param [type] $xmldata [发送文件格式]
• @param [type] $second [设置执行最长秒数]
• @param [type] $aHeader [设置头部]

• @return [type] [description]
  */
  function curl_post_ssl($url, $xmldata, $second = 30, $aHeader = array()){
  $isdir = getcwd()."/zs/";//证书位置;绝对路径

  $ch = curl_init();//初始化curlcurl_setopt($ch, CURLOPT_TIMEOUT, $second);//设置执行最长秒数curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);//要求结果为字符串且输出到屏幕上curl_setopt($ch, CURLOPT_URL, $url);//抓取指定网页curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);// 终止从服务端进行验证curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);//curl_setopt($ch, CURLOPT_SSLCERTTYPE, ‘PEM‘);//证书类型curl_setopt($ch, CURLOPT_SSLCERT, $isdir . ‘apiclient_cert.pem‘);//证书位置curl_setopt($ch, CURLOPT_SSLKEYTYPE, ‘PEM‘);//CURLOPT_SSLKEY中规定的私钥的加密类型curl_setopt($ch, CURLOPT_SSLKEY, $isdir . ‘apiclient_key.pem‘);//证书位置curl_setopt($ch, CURLOPT_CAINFO, ‘PEM‘);curl_setopt($ch, CURLOPT_CAINFO, $isdir . ‘rootca.pem‘);if (count($aHeader) >= 1) { curl_setopt($ch, CURLOPT_HTTPHEADER, $aHeader);//设置头部}curl_setopt($ch, CURLOPT_POST, 1);//post提交方式curl_setopt($ch, CURLOPT_POSTFIELDS, $xmldata);//全部数据使用HTTP协议中的"POST"操作来发送$data = curl_exec($ch);//执行回话if ($data) { curl_close($ch); return $data;} else { $error = curl_errno($ch); echo "call faild, errorCode:$errorn"; curl_close($ch); return false;}

  }
  /**

  

• [sendMoney 企业付款到零钱]
• @param [type] $amount [发送的金额（分）目前发送金额不能少于1元]
• @param [type] $re_openid [发送人的 openid]
• @param string $desc [企业付款描述信息 (必填)]
• @param string $check_name [收款用户姓名 (选填)]

• @return [type] [description]
  /
  function sendMoney($amount,$re_openid,$desc=‘测试‘,$check_name=‘‘){
  $total_amount = (100) $amount;
  $data=array(
  ‘mch_appid‘=>"****",//商户账号appid
  ‘mchid‘=> "**",//商户号
  ‘nonce_str‘=>$this->createNoncestr(),//随机字符串
  ‘partner_trade_no‘=> date(‘YmdHis‘).rand(1000, 9999),//商户订单号
  ‘openid‘=> $re_openid,//用户openid
  ‘check_name‘=>‘NO_CHECK‘,//校验用户姓名选项,
  ‘re_user_name‘=> $check_name,//收款用户姓名
  ‘amount‘=>$total_amount,//金额
  ‘desc‘=> $desc,//企业付款描述信息
  ‘spbill_create_ip‘=> "10.2.3.10",//Ip地址
  );
  //生成签名算法
  $secrect_key="80E76C410F7AE467C6AECD2DDA2054D6";///这个就是个API密码。MD5 32位。
  $data=array_filter($data);
  ksort($data);
  $str=‘‘;
  foreach($data as $k=>$v) {
  $str.=$k.‘=‘.$v.‘&‘;
  }
  $str.=‘key=‘.$secrect_key;
  $data[‘sign‘]=md5($str);
  //生成签名算法
  $xml=$this->arraytoxml($data);
  $url=‘https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers‘; //调用接口
  $res=$this->curl_post_ssl($url,$xml);
  $return=$this->xmltoarray($res);
  $responseObj = simplexml_load_string($res, ‘SimpleXMLElement‘, LIBXML_NOCDATA);
  echo "<pre>";
  print_r($return);die;
  echo $res= $responseObj->return_code; //SUCCESS 如果返回来SUCCESS,则发生成功，处理自己的逻辑

  }